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HVAC Tools for Sale – 4 Great Places to Find Them

Posted by Mulligan Funding Blog Team on July 11, 2017

Being in the HVAC repair business can be very lucrative. And it’s certainly a high demand industry. The challenge is that this type of business usually requires a large initial outlay of cash to get started, especially for HVAC tools and equipment.

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Topics: Working Capital, HVAC Tools, HVAC tools for sale

2 Post and 4 Post Car Lifts - Which One is Best for Your Business?

Posted by Mulligan Funding Blog Team on June 15, 2017

If you own an auto shop, you need to have a car lift in order to do your job efficiently. No matter which type of lift you choose, you can guarantee one thing: it’s going to be expensive. You’re going to have to make a sizable investment, so you need to know the important differences between a 2 post car lift and a 4 post car lift.

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Topics: Working Capital, car lift, 2 post car lift, 4 post car lift

How To Use The New Year’s Fresh Start Effect To Make Your Business More Profitable

Posted by Rick Nischalke on December 29, 2016

Anyone who owns a business, whether it’s a small side business or a big and growing business, obviously wants it to be profitable.

Maybe you’ve been dragging your feet when it comes to implementing new models and strategies that could improve your business and make it more profitable.

Chances are, come the New Year, you’ll be changing all that. Here’s why:


The Fresh Start Effect

The “fresh start effect” was studied by Psychologists who found that turning points in life that mark a new beginning (such as a New Year) can empower business owners (and just people in general) to improve their habits and get their act together.

If you’re a business owner (whether you’re a blogger, a vlogger, a t-shirt designer or a jewelry-maker) you’ll notice a surge in your motivation to succeed when the New Year approaches, and that’s what the “fresh start effect” is all about.

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Topics: Small Business, Working Capital, Business Loans

Business Funding Advice from the Experts

Posted by Rick Nischalke on October 5, 2016

At some point in their business career, most business owners are forced to use their personal assets (credit cards, savings, investments, home equity loan, etc.) to provide working capital to fund their business. If you've been in business for any length of time, you can probably relate.

If you've ever found yourself needing access to additional capital quickly for your business, you probably know that there’s plenty of  business funding advice available on the web. However, there are times that it can be difficult to determine the difference between misleading information that can harm your business and insightful and accurate information that can help your business.

So whether you're in need of a quick infusion of capital now or just want to be prepared for a future need, here’s a rundown of the key factors we share with business owners that ask us for expert business funding advice:

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Topics: Working Capital, Business Loans, business funding, alternative business funding, working capital loans

4 Questions to Ask Before Applying for Loans for Working Capital

Posted by David Leibowitz on April 13, 2016

The lending marketplace is more diverse now today than ever before, and this is a very welcome change from a time when banks and credit unions ruled the industry. Clients have more choice, more leverage, and more freedom – and all of these are big steps in the right direction! 

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Topics: Working Capital, Business Loans

3 Great Working Capital Loan Options

Posted by Rick Nischalke on April 13, 2016



While time is always of the essence on the business landscape, the stakes are much higher for small businesses. Delays and setbacks can be damaging or catastrophic, and ultimately even fatal to your business.

Below we've highlighted 3 excellent ways to increase your small business working capital in a matter of days! Each of these options allow you to cover expenses, investment in equipment, staff, vehicles, marketing campaigns, repairs etc. Unlike traditional financing, the use of funds is never restricted as long as your business can support the payback schedule. This freedom allows you to meet your immediate needs and goals and to take advantage of opportunities for growth, while firmly positioning you for future success and profitability.

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Topics: Small Business, Working Capital

7 Reasons Why a Working Capital Loan is Ideal for Your Seasonal Business

Posted by David Leibowitz on April 4, 2016

As a seasonal business owner, you face unique challenges and risks that can do more than put a dent in your annual revenues: they can sideswipe your seasonal business and make it very hard -- or perhaps impossible -- to absorb the blow and make it to next year. 

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Topics: Working Capital

What Are the Options for Unsecured Business Funding?

Posted by Rick Nischalke on March 30, 2016

Unsecured business funding refers to loan products that are not backed (i.e. secured) by assigned collateral, such as equipment, properties, vehicles, mortgages, and so on.

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Topics: Working Capital

How to Use and Get Alternative Business Funding for Seasonal Businesses

Posted by David Leibowitz on March 30, 2016

Seasonal businesses face unique working capital needs that require careful planning as well as rapid access to additional sources of cash flow -- because everything from weather issues, to seasonal worker recruitment/retention challenges can destabilize operations.

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Topics: Working Capital, Business Loans

How to Get Business Equipment Funding

Posted by Mulligan Funding Blog Team on March 28, 2016

One of the most profitable investments that a business can make is to purchase new or used business equipment. However, for many small and mid-sized business owners, it’s also one of the most difficult transactions to move ahead with.

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Topics: Working Capital, Business Loans