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Contact Mulligan Funding

Working Capital Loans

At Mulligan Funding all of our Working Capital Financing options are fast and simple. You can get an approval within hours and receive funds within days. We have a variety of lending programs to meet your business needs. Working capital loans for a small business can be the perfect solution! 

In today’s economy, it’s nearly impossible for most small businesses to obtain the working capital financing they need from banks. It’s been most of our clients' previous experience that the only way they could get a loan from a bank was to prove that they didn’t need one! That’s both insulting and illogical. If you didn’t need a business loan why would you be applying for one in the first place?

Below are the basic requirements for all of our loans:

  • One page application 
  • In business for at least 3 months
  • Minimum gross sales of $10,000 per month or $120,000 annual

How does that compare to banks and other traditional lending sources?

Mulligan Funding Loans

  • Minimum of 3 months in business
  • Imperfect or damaged credit okay
  • One page application
  • No collateral required
  • Fast approval process (24 - 48 hours)
  • Very high approval rates
  • Small manageable daily payments
  • Loan proceeds used for any purpose

Traditional Bank Loans

  • Minimum of 2 years in business
  • Perfect Business and Personal credit
  • Extensive loan application
  • Extensive collateral required 
  • Long approval process (weeks or months)
  • Very low approval rates
  • Large lump sum monthly payments
  • Loan proceed use severely restricted


And very importantly, we don’t charge our valued clients double fees.

Possible uses for your small business working capital loan include but aren’t limited to the following:

  • To take advantage of an opportunity to grow or expand your business that requires capital
  • To deal with an unexpected financial expense or crisis that needs to be resolved quickly
  • As a cash-flow bridge that will allow your receivables to catch up with your payables
  • Renovations or Franchise required updates
  • Advertising and Marketing
  • Purchase Inventory

Don't allow the traditional banking process and restrictions to constrict your business growth and success. Being a business owner often requires being innovative and thinking outside of the box in order to compete and succeed. Obtaining working capital financing for your business from rigid and extremely conservative lenders can be a daunting and time consuming task, that more often than not ends in failure. Don't allow their business model to control or limit your business goals. We believe in entrepreneurs. You work hard in your business and we here at Mulligan Funding work hard to partner with business owners across the country to achieve their financial goals. We look for reasons to say "Yes", when others say no. 

Obtaining financing for your business doesn't have to be difficult! Our Working Capital Loans are fast and simple. For more information, contact one of our friendly and knowledgeable financing experts today.

Give us a call at (844) 336-6639

Apply Now

The Mulligan Experience

Our Company Mission:

  • To treat all of our clients as a valued business partner before, during and after we help them to obtain the funding they need in order to grow and strengthen their business
  • To make the lending process fast, simple and affordable for businesses of all sizes
  • To take the time necessary to understand our clients' needs, and their business goals in order to determine the optimum amount of capital they need to achieve those goals  
  • To make financial lending the personal and professional business that it should be

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