Small Business Term Loans

Our Business Term Loans offer a different range of funding and longer terms than our Working Capital Loans. They come with higher approval standards, though they remain more attainable than traditional bank financing for small businesses.

Mulligan’s Small Business Term Loans might be just the solution you’ve been looking for!

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Questions? Call 855-326-3564

How Small Business
Term Loans Works
– It’s Really Simple:

We’ll approve you for the maximum loan for which your business qualifies. Take as much of that as you can actively use now – and know that the additional funding is there if and when you need it.

You also have the ability to pay in excess funds to reduce your balance, or request an additional draw if you need the extra funding – as you need. Once again, you will only pay fees on the money you have actually accessed.

This allows you the freedom to manage your funding as you wish – and this flexibility means that you can react to changes in your business circumstances as they occur. You’ll have the comfort of knowing that Mulligan is always available to provide you with what you need, when you need it.

  • Amounts
    $50K to $350K
  • Term
    12 to 36 months
  • Approval Speed
    Within 24 hours
  • Funding
    Within 2 business days

When to consider Mulligan’s Business Term Loans

Are you looking for $50,000 to $350,000 with terms ranging from 12 to 36 months and no prepayment penalty? Business Term Loans are particularly well-suited for business owners looking to:

  • Purchase equipment
  • Buy out a partner
  • Remodel or make major leasehold improvements
  • Open a new location
  • Expand into a new territory
  • Launch a significant marketing campaign
  • Hire several new employees
  • Launch a new product or service

Do You Qualify?

You can be located in any of the 50 states and D.C. You just need to:

  • Have minimum owner FICO of 630
  • Have revenues in the past 12 months of at least $350,000
  • Be in business for at least 2 years
  • Be profitable
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The Ease and Simplicity
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Let Mulligan Fund Your Goals
  • Samuel Walton

    Great service. Honest and transparent company. The young fella I dealt with and still do work with there was helpful and honest about how and what every step was. Very good to have as a back up for growing company.
  • Justin Rissmiller

    This has been my third round of funding so far with Mulligan Funding. Each experience with them has been nothing but satisfaction. I have nothing but good words for these guys and I really enjoy working with them.
  • Brian Hussey

    I was very pleased with how quickly and efficiently Mulligan Funding approved my loan and deposited the funds into my business checking account. Everyone I dealt with had a “can do” attitude and committed to follow through with what they said they would do.
  • Kyle Stokes

    My rep was amazing to work with. Everything was very thorough and straightforward. A great resource for our small business.
Let Mulligan Fund Your Goals


  • 01. Is there any obligation or cost to apply for a loan?

    No, there is no obligation and no cost whatsoever for the application.

  • 02. Are there restrictions on how I can use my loan proceeds?

    No. Unlike a bank loan, you are free to use the funds for anything necessary to run your business. There are no restrictions. As the business owner, we believe you know your business needs best.

  • 03. Will I qualify for a business loan?

    You likely qualify for one of our financing options if your business has:

    • Been in business for at least nine months
    • At least $100,000 in revenue over the last 12 months
    • Three months of business banking statements
    • No open bankruptcies
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