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Rick Nischalke

Recent Posts

Is Inventory Financing the Answer for Your Business?

Posted by Rick Nischalke on August 23, 2017

Is inventory financing right for your situation?

The answer to that question depends upon a variety of factors.

Getting access to fast business funding is a crucial aspect of running a small business. One of the most common needs for working capital is for inventory. But there are a number of options available for businesses to get access to business funding from Mulligan Funding.

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Topics: business funding, working capital loans, inventory financing, business line of credit, mulligan funding, mulligan funding reviews, asset based lending, unsecured business funding

15 Inexpensive Ways to Market Your Business

Posted by Rick Nischalke on August 8, 2017

Every business owner knows that they need to market and advertise their business to succeed. But finding ways to do that with limited funds can be difficult. This list should help.

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Topics: Small business working capital loans, loan for marketing, business loan

5 Proven Ways to Compete with Bigger National HVAC Companies

Posted by Rick Nischalke on August 3, 2017

Building a successful HVAC contracting business isn’t easy. Especially when your company has to compete against much larger national corporations.

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Topics: business working capital, hvac contractor loans, HVAC contractor financing

Why Inventory Financing May Not be Your Best Option

Posted by Rick Nischalke on July 26, 2017

If you’re a retailer, you’re probably already thinking ahead and planning for the Fall and Winter holiday seasons. If not, you’d better start preparing soon!

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Topics: business funding, working capital loans, inventory financing, mulligan funding, mulligan funding reviews, asset based lending, unsecured business funding

The 5 Best Places to find Used Restaurant Equipment

Posted by Rick Nischalke on July 18, 2017


Every seasoned restaurant owner knows that one of the biggest investments they will make in their restaurant is for quality food service equipment.

In a perfect world, money won’t be an issue and you can choose top of the line brand new equipment.

But how many of us live in a “perfect” world with unlimited financial resources?

Another viable option is purchasing used restaurant equipment. This strategy can save you a substantial amount of money.

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Topics: used restaurant equipment, Used restaurant equipment for sale, business financing

Alternative Business Funding Advantages

Posted by Rick Nischalke on March 17, 2017

At some point most business owners are forced to look for alternative business funding sources to fund their business. Many, end up using their personal assets (credit cards, savings, investments, home equity loans, etc.) to provide working capital for their business. If you've been in business for any length of time, you can probably relate!

Have you ever found yourself in a situation where having access to additional capital quickly for your business would be helpful, but your bank was unwilling to help you? Working capital loans don't have to be hard to get. 

Let’s examine the difference between traditional and alternative business funding options.

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Topics: alternative business funding, working capital loans

How to Build a Referral Based Business

Posted by Rick Nischalke on March 1, 2017

Most small business owners know that the best customers and clients come from referrals. These leads usually require the least amount of "selling", they convert better, and are usually less price conscious than cold leads or inquiries. Here are some no cost methods of developing a powerful business referral network.

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Topics: Small Business, How to Build a Referral Based Business

How To Use The New Year’s Fresh Start Effect To Make Your Business More Profitable

Posted by Rick Nischalke on December 29, 2016

Anyone who owns a business, whether it’s a small side business or a big and growing business, obviously wants it to be profitable.

Maybe you’ve been dragging your feet when it comes to implementing new models and strategies that could improve your business and make it more profitable.

Chances are, come the New Year, you’ll be changing all that. Here’s why:


The Fresh Start Effect

The “fresh start effect” was studied by Psychologists who found that turning points in life that mark a new beginning (such as a New Year) can empower business owners (and just people in general) to improve their habits and get their act together.

If you’re a business owner (whether you’re a blogger, a vlogger, a t-shirt designer or a jewelry-maker) you’ll notice a surge in your motivation to succeed when the New Year approaches, and that’s what the “fresh start effect” is all about.

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Topics: Small Business, Working Capital, Business Loans

How to Become a Successful Entrepreneur

Posted by Rick Nischalke on December 19, 2016



If you have a great idea for a new product or service, you’re probably dreaming about all the potential money you could earn as an entrepreneur. However, creating a new business or inventing a new product isn’t as easy as it might seem. That’s why we’ve compiled six top tips to put you on the right track to becoming a successful entrepreneur:

  1. Start With Baby Steps

Risk is an integral part of entrepreneurship, but the reward can be worth it. Instead of quitting a current position or investing all your money into a new business idea, take smaller risks by working in the evenings and making small worthwhile investments. By taking smaller risks in the beginning of this process, you’ll be making better judgments and investments early on which can save you time and money later.

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Topics: working capital loans, business advice

3 Tips for Building Strong Business Credit

Posted by Rick Nischalke on October 28, 2016

If you have a great business idea and you're thinking of applying for a small business loan from a bank, you might want to think again. As reported Bloomberg: “Getting a small business bank loan is never easy, and it’s been especially difficult since the financial crash of 2008 and the lingering credit crunch…it is still virtually impossible to get a loan to open a new business.”

Bloomberg is right! Without a long history of business and a great business credit score, bank loans are nearly impossible to get these days. So how can you get a small business loan when you need it most?

Starting out by building strong business credit will not only help you get a loan, but it will also help you get more favorable terms with vendors and suppliers, pay lower interest in business-issued credit cards, and may even lower your insurance rates and other costs of doing business. Here are 3 tips to help point your business in the right direction:

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Topics: Business Loans