Business Line of Credit

Do you want to draw from an approved amount, taking what you need when you need it? The same simple process that qualifies you for a Working Capital Loan can position you for eligibility for Mulligan's Line of Credit.

Mulligan’s business line of credit might be just the solution you’ve been looking for!

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Questions? Call 855-326-3564

How Our Business
Line of Credit Works
– It’s Really Simple:

We’ll approve you for the maximum loan for which your business qualifies. Take as much of that as you can actively use now – and know that the additional funding is there if and when you need it.

You also have the ability to pay in excess funds to reduce your balance, or request an additional draw if you need the extra funding – as you need. Once again, you will only pay fees on the money you have actually accessed.

This allows you the freedom to manage your funding as you wish – and this flexibility means that you can react to changes in your business circumstances as they occur. You’ll have the comfort of knowing that Mulligan is always available to provide you with what you need, when you need it.

  • Amounts
    $5k to $500k
  • Term
    6 to 18 months
  • Approval Speed
    Within hours
  • Funding
    Next business day

How You Can Use Your Line of Credit Once You’re Approved:

You receive an approval for a $100,000 line of credit for your business. You decide to access $75,000 today. You only pay fees on the amount that you’ve accessed, not the amount you’re approved for!

Now let’s say you pay the balance down to $50,000 and then decide to access another $25,000-$50,000 a couple of months later. No problem. That’s how your line of credit is meant to be used.


Do You Qualify?

You just need to:

  • Be located in any of the 50 states or D.C.
  • Be in business for at least nine months
  • Have revenues in the past 12 months of at least $100,000
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The Ease and Simplicity
of our Process


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Funding Next

Let Mulligan Fund Your Goals
  • Scott Deweese

    After numerous calls to lenders, I narrowed my search to a short list. With continued conversation, we got to a loan offer we felt comfortable to use. Our rep was very patient in our search. We feel like we have made the best choice for our business.
  • Anthony Quinn

    Would highly recommend Mulligan Funding if you need some working capital for your business. The process was fairly simple and funding was very quick. We actually renewed ours and were able to secure a better rate on the second funding transaction.
  • Cari Young

    Restaurant Business
    I had a wonderful experience with Mulligan Funding. Highly recommend.
  • Kyle Stokes

    My rep was amazing to work with. Everything was very thorough and straightforward. A great resource for our small business.
Let Mulligan Fund Your Goals


  • 01. Is there any obligation or cost to apply for a loan?

    No, there is no obligation and no cost whatsoever for the application.

  • 02. Are there restrictions on how I can use my loan proceeds?

    No. Unlike a bank loan, you are free to use the funds for anything necessary to run your business. There are no restrictions. As the business owner, we believe you know your business needs best.

  • 03. Will I qualify for a business loan?

    You likely qualify for one of our financing options if your business has:

    Been in business for at least nine months
    At least $100,000 in revenue over the last 12 months
    Three months of business banking statements
    No open bankruptcies

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