Providing businesses like yours with the funding you need, when you need it.

Providing businesses like yours with the funding you need, when you need it.1

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Questions? Call 855-326-3564

One of the most important considerations for your business lending needs is choosing a partner you can trust.

At Mulligan Funding, aside from providing fast business funding, we strive to provide a customer service experience that is seamless, transparent and allows you to feel confident choosing us to fulfill your funding needs.

We're here to be a long-term partner for your business.

As a partner, we are here to guide you and your business towards growth and success. The first step is determining which funding option is best for your business.

  • 01. Working Capital Loans
  • 02. Business Term Loan
  • 03. SBA Bridge Loan
  • 04. Recovery Assistance Program

Working Capital Loans

Working Capital Loans are Mulligan Funding's most popular financial products. Get the funds you need instantly and complete the program in a matter of months. Precise terms are customized to your business situation.

Read on for information on our terms, requirements and approval process.

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Business Term Loan

Larger dollar amounts, or in cases where your business situation requires more time to work through the program, are often a fit for a Business Term Loan package.

Read on for information on our terms, requirements and approval process.

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SBA Bridge Loan

SBA loans can be ideal for small and medium-sized businesses. However, the application process can often take up to 3-6 months, leaving borrowers searching for short-term funding solutions. This product solution has been created specifically suited to your short-term funding needs.

Read on for information on our terms, requirements and approval process.

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Recovery Assistance Program

If you are in good standing with your current working capital lender but they are not able to restructure your payments to accommodate your business' needs from the impact of COVID-19, we may be able to help. This is not a debt settlement program. We simply want to refinance your existing debt that may be creating cash flow issues for businesses with reduced sales.

Read on for information on our terms, requirements and approval process.

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Why fund through Mulligan Funding?

Mulligan Funding is a nationwide provider of business funding in all 50 states, plus D.C.

  • Fast Approval - As soon as a few hours
  • Average Lending of 6%-12% of your current revenue
  • Funding as soon as the business day after approval
  • Terms from 6 to 36 months
  • Loan amount up to $1,000,000

How do I qualify for a business loan with Mulligan Funding

Annual Revenue

  • Working Capital Loan:

    At least $120,000 in business revenue

  • Business Term Loan:

    At least $350,000 in business revenue

*Over the previous 12 months

Time in Business

  • Working Capital Loan:

    At least 9 months

  • Business Term Loan:

    At least 2 years

Financial History

No more than one daily debit loan, and free from open bankruptcies

If you fit these qualifications, our loan advisors would love to speak with you to answer any questions you have about your business loan options.

Apply Online

Or call us at 855-326-3564 to speak with a loan advisor.

We want to help you every step of the way.

We recognize this is a big decision for you and your business. We want to be there to help - from your early stage of doing research about which loan is right for you, through to funding, and even on the future renewals. Here are some resources to help you make an informed decision.

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Scatter Joy

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The Mulligan Difference

Our priority is relationships. Every client has a unique business that deserves personal attention and a customized lending program. When I talk with Mulligan teammates, we're excited about the countless positive reviews we've received and the many customers we've had the priviledge to serve multiple times. As a business owner myself, I'm confident you'll get treated the way I prefer to be treated. Start your business relationship with Mulligan today.

David Leibowitz Signature Mulligan CEO

Our team is here to walk you through every simple step of the application process.

We find value in having a live, dedicated loan advisor available to review your situation instead of a fully automated system. Our team is available to review your individual business situation to determine your loan approval.

Chase Jacobi Client Success Specialist
Russ Swersky Sr. VP Sales
Aidai Tologonova Channel Sales Support
Denis Vaisberg Manager - Business Lending
Katie Qualman Credit Analyst II
Omar Lopez Business Development Representative
Sharmistha Chakrabarti Associate Credit Analyst
Chad Parker VP of Partner Channel
Robert Tretinjak Business Development Manager
Rachel Sciacca Sr. Marketing Manager

A team you can trust.

Don't take our word for it.

TrustScore 4.9/5363 Reviews • Excellent
  • With money from Mulligan, we were able to purchase additional equipment, expanding our product variety and production. We’ve done 3 loans with Mulligan and have had nothing but great experiences.
    Larissa, Co-Owner Sorbetto Gelato
  • If we didn’t seek out business funding with Mulligan we would easily be half the size, with half the revenue we currently have. We’ve grown tremendously and thank Mulligan for helping businesses like ours move forward.
    Terry, Owner T-N-T Garage Door Services
  • We love Mulligan. We’ve stuck with them because no other lending company is able to stand by what they say the way Mulligan continues to do.
    Rachael, Co-Owner Three Springs Campground
  • From day one I have had a positive experience. Our rep David Henneken has been wonderful. I am going to miss working with him now that our loan is paid off. He is prompt and makes sure the lines of communication are open. What a refreshing experience where customer service was utmost important. I would highly recommend Mulligan Funding.
    Cheryl Track Down, INC.
  • Mulligan Funding ofrece un excelente servicio. Siempre hemos trabajado con Omar Lopez muy profesional, siempre disponible cuando lo necesitamos. Nos ayuda para que el proceso sea sencillo y rapido. Los fondos estan disponibles en 24 horas. Lo recomendamos 100% .Pregunten por Omar Lopez .
    Johana Candelaria, Owner Adasttra Corporation
  • Love this company their customer service team is awesome, friendly, knowledgeable and professional.
    Hedda Kitchens, Owner All My Kidz Academy
  • This is the best merchant financing in the USA. You deal with humans that have common sense and truly care about your business. Thank you David for all the support.
    Ardashir Farokhirad, Owner Krave Kobe Burger Grill
  • Very easy to work with. Chase was great to deal with, got us funding very quickly. Will do business with them again.
    Michael Askin, Owner Askin Masonry
  • I’m surprised how much help Mr.Edgar Lopez was with my loan. They were very efficient, they responded to all my questions with great excellence. I definitely recommend this finance company to anyone who needs it.
    Iris Yanet Reynoso, Owner Brush & Pupps Grooming
  • I have had the best experience with Mulligan Funding. They helped me when I didn't know where to turn to get a business loan. I highly recommend them for your business loan needs. It was no hassle. Everything was explained to me. If I had a question, it was answered, I feel, honestly.
    Michael Crowe, Owner D & M Coatings, INC.
  • Best funding company I have ever worked with! If your lucky enough to deal with David himself, he’s great! Always been available, open to creative financing, reasonable terms! Thanks to everyone at Mulligan!
    Brian Ratliff, Owner We Get It Covered
  • Been using Mulligan for about 3 yrs now. Very easy to work with for capital, and customer service is amazing! Thanks Mulligan and I am sure we will talk more in the future!
    Branda Malone, Owner Malone's Fencing & Grading, LLC


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For more information, contact one of our friendly and knowledgeable financing experts today. Give us a call today at:


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